Changemaker Terms of Use

These Changemaker Terms of Use ("Terms") govern your access to and use of the Changemaker service ("Changemaker" or the "Service"). Changemaker is a product of and is operated by All Digital Rewards, LLC ("ADR," "we," "us," or "our") and may be made available to you through an organization sponsoring a workspace, challenge, recognition, or improvement program (the "Sponsor"), either directly or through an ADR channel partner (a "Program Partner").

By selecting "I agree" or a similar option when you register, or by accessing or using Changemaker, you agree to these Terms and any applicable Sponsor program rules. If you do not agree, do not use the Service.

1. Definitions

• Sponsor: The organization or entity that makes a Changemaker workspace or challenge available to participants.
• Program Partner: An ADR channel partner through which a Sponsor's program is provided, and whose branding may appear in a workspace.
• Participant or User: An individual who accesses or uses Changemaker.
• Workspace: The Sponsor-specific environment through which participants access Changemaker features and eligible challenges.
• Challenge: A structured program, campaign, initiative, or set of activities made available within a workspace.
• Submission: An idea, suggestion, response, comment, file, feedback, or other content submitted by a participant.
• Connected Tool: A third-party application, integration, or AI agent that you or the Sponsor authorize to access Changemaker.
• Points: Program units that may be awarded for eligible participation, validated suggestions, completed activities, recognition, or other Sponsor-defined actions. Points are not cash and have no value except as expressly provided by the applicable program rules.

2. Eligibility and Account Registration

You must be at least 18 years of age and located in the United States to use Changemaker. Access to Changemaker may be provided by a Sponsor, through an invitation, or through an approved open or public workspace registration process. You must provide accurate information when creating or using an account and keep your login credentials confidential. You may not use another person's account or permit another person to use your account.

Enrollment in a workspace does not guarantee eligibility for every challenge. Challenge eligibility, enrollment periods, participation requirements, and availability are determined by the Sponsor or the applicable program configuration.

3. Challenges and Participation

Sponsors may establish challenge descriptions, activities, deadlines, eligibility requirements, validation criteria, completion requirements, point values, recognition opportunities, and other program rules. Participation in a challenge is subject to those rules in addition to these Terms.

The Sponsor may review submissions and determine whether an activity, suggestion, idea, or other action satisfies the requirements for completion, validation, recognition, or points. Unless prohibited by applicable law or Sponsor agreement, the Sponsor may modify, suspend, extend, or discontinue a challenge or adjust its program rules.

4. Submissions and Ideas

You are responsible for the content of your Submissions. You agree not to submit content that is unlawful, fraudulent, threatening, discriminatory, harassing, defamatory, infringing, malicious, confidential without authorization, or otherwise inappropriate for the applicable workplace or program.

You represent that you have the right to provide your Submissions through Changemaker. Do not submit trade secrets, regulated data, sensitive personal information, protected health information, payment card information, passwords, or other highly sensitive information unless the applicable challenge specifically requests it and the Sponsor has authorized that collection.

As between you and ADR, you retain any ownership rights you may have in your original Submission. You grant ADR a non-exclusive license to host, copy, process, display, transmit, and otherwise use the Submission as necessary to operate and support Changemaker and the applicable Sponsor program. Sponsor rights to ideas or work product may be governed by your relationship with the Sponsor, including employment agreements, workplace policies, program rules, or other agreements. These Terms do not determine ownership between you and the Sponsor.

License to Sponsor. You grant the Sponsor of the applicable workspace a non-exclusive, worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, implement, and otherwise exploit your Submissions for its business purposes. If your employment or other agreement with the Sponsor grants the Sponsor broader rights, that agreement controls.

No confidentiality or additional compensation. Submissions are not treated as confidential. The Sponsor is not obligated to review, adopt, or implement any Submission. You are not entitled to compensation for a Submission beyond the points, recognition, or rewards, if any, provided under the applicable program rules.

Feedback about Changemaker. If you provide suggestions, comments, or other feedback about Changemaker itself, as distinct from Submissions made to a Sponsor's challenge, ADR may use that feedback for any purpose without restriction or compensation to you.

5. Collaboration and Visibility

Certain Changemaker features may allow Submissions, comments, recognition, participant names, progress, or other activity to be viewed by the Sponsor, administrators, managers, teams, or other participants. The visibility of information depends on the applicable workspace and challenge configuration. Use collaboration features with the expectation that authorized users may see the information you choose to share.

6. Points, Recognition, and Rewards

Points and recognition are governed by the applicable Sponsor program rules. Points may be awarded for actions such as enrolling, completing activities, submitting valid or achievable suggestions, completing approved ideas, or other Sponsor-defined actions. The Sponsor may establish validation or approval requirements before points are awarded.

Points are not cash, stored value, currency, or property and cannot be transferred, sold, or exchanged for cash unless expressly stated in applicable program rules. Points may expire, be adjusted, reversed, forfeited, or canceled in accordance with Sponsor rules, including in cases of error, ineligibility, duplicate activity, misuse, fraud, or termination of participation.

Rewards may be taxable. Any tax reporting that applies to rewards is handled as provided under the Sponsor's program, and you are responsible for any taxes you owe on rewards you receive.

If points may be redeemed through a separate rewards marketplace, the redemption service and selected reward may be subject to additional marketplace terms, supplier terms, expiration dates, availability limitations, cardholder or accountholder agreements, and other conditions presented at redemption.

7. Acceptable Use

You agree to use Changemaker only for lawful and authorized purposes. You may not:

• Attempt to gain unauthorized access to Changemaker, another account, workspace, challenge, system, or network.
• Probe, scan, test, circumvent, disable, or interfere with security or authentication controls.
• Reverse engineer, decompile, copy, modify, scrape, or create derivative works from the Service except where expressly permitted by law.
• Use automated means, including Connected Tools, to manipulate participation, submissions, voting, points, completion status, recognition, or rewards, or to complete activities that program rules require you to complete personally.
• Submit malicious code, spam, deceptive content, or content that infringes the rights of another person or organization.
• Use Changemaker to harass another person, disclose information without authorization, or violate applicable law or Sponsor policies.
• Sell, transfer, sublicense, or commercially exploit access to the Service.

8. Suspension and Termination

Access may be suspended or terminated if you violate these Terms or applicable Sponsor rules, if the Sponsor directs that access be changed or removed, if your eligibility ends, if necessary to protect the Service or other users, or as otherwise permitted by applicable law or agreement. Termination may affect access to Submissions, points, rewards, or other program benefits in accordance with applicable Sponsor rules.

9. Service and Challenge Changes

Changemaker features may be added, changed, suspended, or discontinued. Sponsors may also change their workspaces, challenges, activities, point structures, or program rules. We do not guarantee that any particular feature, challenge, activity, reward, or redemption option will remain available.

10. Third-Party Services, Connected Tools, and Rewards

Changemaker may link to or integrate with third-party services, reward suppliers, communications providers, or redemption platforms. Third-party products and services are governed by the applicable third party's terms and privacy practices. We are not responsible for third-party products or services except to the extent required by applicable law or an applicable agreement.

Connected Tools and AI Agents. Where the Sponsor permits, you or the Sponsor may connect Connected Tools to Changemaker. Actions taken through a Connected Tool using your credentials or authorization are treated as your actions, and you are responsible for them. Information a Connected Tool retrieves from Changemaker is governed by that provider's terms and privacy practices, not the Changemaker Privacy Policy. We may limit, suspend, or disable any Connected Tool to protect the Service, participants, or program integrity.

11. Intellectual Property

Changemaker, including its software, design, branding, interfaces, text, graphics, and other content provided by ADR or its licensors, is protected by intellectual property laws. Subject to these Terms, you receive a limited, non-exclusive, non-transferable right to access and use the Service for participation in authorized Sponsor programs. No ownership interest in the Service is transferred to you.

12. Privacy

Your use of Changemaker is subject to the Changemaker Privacy Policy and, where applicable, the Sponsor's privacy notices or policies. Information you provide may be shared with the Sponsor and authorized service providers as described in those notices.

13. Disclaimer

To the fullest extent permitted by applicable law, Changemaker is provided on an "as is" and "as available" basis. We do not warrant that the Service will be uninterrupted, error-free, or that every Submission will be reviewed, accepted, implemented, recognized, or rewarded. Participation does not guarantee implementation of an idea, receipt of points, or receipt of a particular reward except as expressly provided by applicable program rules.

14. Limitation of Liability

To the fullest extent permitted by applicable law, ADR and its affiliates, officers, directors, employees, agents, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to use of the Service. Any additional limitation or allocation of liability applicable to a Sponsor program may be governed by the agreement governing that program. Nothing in these Terms excludes liability that cannot lawfully be excluded or limited.

15. Force Majeure

ADR will not be responsible for a failure or delay caused by circumstances beyond reasonable control, including natural disasters, governmental actions, labor disruptions, utility or telecommunications failures, widespread technology failures, or other events beyond reasonable control.

16. Governing Law and Disputes

These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-laws principles. Any action arising out of or relating to these Terms or the Service will be brought exclusively in the state or federal courts located in Cook County, Illinois, and you consent to the personal jurisdiction of those courts.

17. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted with a revised effective date or otherwise communicated as required. If we make material changes, we will provide notice through the Service or by email before they take effect. Continued use of Changemaker after updated Terms become effective constitutes acceptance to the extent permitted by applicable law.

18. Contact Information

Questions about these Terms may be submitted through the Contact Us function in Changemaker or to: All Digital Rewards, 7272 E. Indian School Rd., Suite 540, Scottsdale, AZ 85251; compliance@alldigitalrewards.com; (866) 415-7703.